This template creates a private discussion list with replies going to the list. It will normally have private archives, and only subscribers may send mail to it. Only list owners may review the list of subscribers. This template has the lowest level of security validation - the only thing that requires a password is a list PUT. See chapter 2 in the List Owner's Manual for more information. This list is to electronically distribute copies of the UMM Retiree Association Newsletter on a quarterly basis.